All the Coverage and Service you expect from a Top-Tier risk advisor.
General Liability Insurance
This covers third-party bodily injury, property damage, and personal/advertising injury. It’s foundational coverage for most businesses to protect against lawsuits and accidents.
Covers claims of negligence, mistakes, or failure to deliver promised services. It’s especially important for consultants, advisors, and other service-based professionals
Shields company leaders from personal financial loss due to decisions made in their corporate roles. It’s vital for attracting and retaining executives and board members
Protects technology providers against claims of negligence, software failure, or service disruptions that cause client financial loss. Crucial for SaaS, IT consultants, and developers.
Protects against data breaches, cyberattacks, and the costs associated with notification, recovery, and lawsuits. A must-have for businesses storing customer data or operating online.
A bundled policy that includes general liability, commercial property, and business interruption coverage. It’s a cost-effective option for small to midsize businesses.
Pays for medical expenses and lost wages if an employee is injured on the job. It’s legally required in most states and protects both employers and employees.
Protects your business’s physical assets—like buildings, furniture, and inventory—against fire, theft, and other hazards. Essential for brick-and-mortar operations and property owners.
Replaces lost income and pays ongoing expenses if your business is forced to shut down temporarily. It’s often included in a BOP or commercial property policy.
Protects manufacturers, distributors, and retailers from lawsuits arising out of defective or harmful products. It’s critical for any business involved in product creation or sale.
Covers risks like copyright infringement, defamation, and misappropriation in advertising or published content. Essential for marketing firms, publishers, and media creators.
Covers claims arising from wrongful termination, harassment, discrimination, or other employment-related issues. Especially relevant as workplaces face increasing scrutiny over HR practices
Covers financial losses due to employee theft, fraud, embezzlement, or forgery. It helps protect against internal threats that can devastate small businesses.
Provides extra liability coverage above the limits of underlying policies like general liability or auto. It acts as a financial safety net for catastrophic claims.
Provides a financial cushion if a vital team member dies or becomes disabled. It helps businesses recover or transition during a critical personnel loss.
Covers vehicles owned or used by your business for liability, collision, and comprehensive losses. It’s crucial for businesses with fleets or employees who drive for work.
Provides protection against design errors, omissions, or project delays that lead to client or third-party claims. Key coverage for licensed architects, engineers, and design-build professionals
Covers professional liability for errors, omissions, or breaches of duty in legal or accounting services. Required protection for CPAs, attorneys, and fiduciaries.
Shields directors and officers of publicly traded companies from personal loss due to regulatory actions, shareholder lawsuits, or governance decisions.
Protects commercial properties from water damage caused by flooding, which is typically excluded from standard property policies. Essential in FEMA-designated flood zones or near bodies of water.
Covers fire damage to property and equipment caused by wildfires, particularly in high-risk areas. Provides critical protection where traditional property insurance may exclude wildfire perils.
Covers materials and equipment during transit, storage, and installation at a job site. Ideal for contractors, electricians, and HVAC installers handling valuable materials.
Insures owned or leased construction equipment from theft, damage, or vandalism on- and off-site. Important for builders, contractors, and infrastructure companies
A consolidated insurance program covering all contractors and subcontractors on a project under one policy. Streamlines coverage for large construction projects or developments.
Provides financial protection against project delays due to covered property losses, covering lost income, interest, and soft costs. Key for developers and project owners relying on strict timelines.
Covers repair or replacement of essential equipment after a mechanical or electrical failure. It’s a smart add-on for manufacturing, food service, and tech-heavy businesses.
Covers property damage, business interruption, and liability claims resulting from certified acts of terrorism. Critical for businesses in major metropolitan areas or high-profile buildings.
